부산대학교 도서관

The present invention relates generally to enabling payment transactions to be conducted and particularly to a method of, a system for, and a server computer for enabling a payment transaction to be conducted in a linked, integrated, interchangeable payment system (LIIPS) including a passageway payment system using a radio frequency identification (RFID) sticker, or any device similar to it, which is linked to payment devices such as credit cards, debit cards, prepaid cards, or payment-enabled mobile phones, and further referenced to one or more payment accounts such as credit accounts, debit accounts, and prepaid accounts associated with the payment devices for easy payment of toll fees and other charges in passageways such as tollways or similar facilities such as, for example, for ferries, roll-on/roll-off (RORO) ships, parking areas, parks, events areas, events centers, and the like. Further, the payment device can be engaged in a point-of-sale (POS) transaction at any POS system which may include an RFID interrogator for interrogating the RFID sticker as and when a vehicle to which the RFID sticker is secured moves into the periphery of the RFID interrogator located, for example, in a tollway.