학술논문

중국 국유상업은행 부실채권(NPL) 처리방안에 관한 연구 / Research about solution of Non-performing loans in Commercial Banks of China
Document Type
Dissertation/ Thesis
Author
Source
Subject
Non performin
sset management companies
Debt for Equity Swap
securitization
Prudential Regulation
commercial banks
Language
Korean
Abstract
Non-performing loans is the main cause of the prudential regulationof banking system . High non-performing loans have important influence on bank and a country,because high non-performing loans influence of bank and threaten the safety of the whole economy. Therefore, understanding non-performing loans on the impact of banking system prudential regulation is not only theoretical significance, but also is realistically meaning on stable development of banking system and macro-economy. This paper, non-performing loans as the research object, focuses on non-performing loans on the impact of banking system prudential regulation, Through the use of non-performing loans of the causes, effects and disposal methods of building a framework for China's banking system stability, so that the formation of entire paper in the form of an organic whole. Firstly, to research the development of the banking system knows that the status of China's commercial banking system and the banking system leads to important issues that exist in non-performing loans. Secondly, analysis the Classification of the causes of non-performing loans and non-performing loans classified status and Theoretical Study summarizes the characteristics of non-performing loans in China. Thirdly,analysis non-performing loans of China's disposal methods a bit and asset management companies operating mode to identify the lack of them. Fourthly, in the above analysis, based on the proposed framework to improve the stability of the Chinese banking system proposed countermeasures, security system by improving the credit , security system, financial regulation and risk early warning system to improve the Chinese banking system stability. Finally, we give some suggestions of managing the non-performing loans in China from the aspect of the Government commercial banks.