학술논문

The globalizability of temporal discounting
Document Type
Author
Ruggeri, KaiPanin, AmmaVdovic, MilicaVeckalov, BojanaAbdul-Salaam, NazeerAchterberg, JaschaAkil, CarlaAmatya, JollyAmatya, KanchanAndersen, Thomas LindAquino, Sibele D.Arunasalam, ArjoonAshcroft-Jones, SarahAskelund, Adrian DahlAyacaxli, NelidaSheshdeh, Aseman BagheriBailey, AlexanderBarea Arroyo, PaulaMejia, Genaro BasultoBenvenuti, MartinaBerge, Mari LouiseBermaganbet, AliyaBibilouri, KatherineBjorndal, Ludvig DaaeBlack, SabrinaLyshol, Johanna K. BlomsterBrik, TymofiiBuabang, Eike KofiBurghart, MatthiasBursalioglu, AsliBuzayu, Naos MesfinCadek, Martinde Carvalho, Nathalia MeloCazan, Ana-Mariacetincelik, MelisChai, Valentino E.Chen, PatriciaChen, ShiyiClay, GeorgiaD'Ambrogio, SimoneDamnjanovic, KajaDuffy, GraceDugue, TatiannaDwarkanath, TwinkleEnvuladu, Esther AwazziErceg, NikolaEsteban-Serna, CeliaFarahat, EmanFarrokhnia, R. A.Fawad, MareybaFedryansyah, MuhammadFeng, DavidFilippi, SilviaFonolla, Matias A.Freichel, ReneFreira, LuciaFriedemann, MajaGao, ZiweiGe, SuwenGeiger, Sandra J.George, LeyaGrabovski, IuliaGracheva, AleksandraGracheva, AnastasiaHajian, AliHasan, NidaHecht, MarleneHong, XinyiHubena, BarboraIkonomeas, Alexander Gustav FredriksenIlic, SandraIzydorczyk, DavidJakob, LeaJanssens, MargoJarke, HannesKacha, OndrejKalinova, Kalina NikolovaKapingura, Forget MingiriKarakasheva, RalitsaKasdan, David OliverKemel, EmmanuelKhorrami, PeggahKrawiec, Jakub M.Lagidze, NatoLazarevic, AleksandraLazic, AleksandraLee, Hyung SeoLep, ZanLins, SamuelLofthus, Ingvild SandoMacchia, LuciaMamede, SalomeMamo, Metasebiya AyeleMaratkyzy, LauraMareva, SilvanaMarwaha, ShivikaMcGill, LucyMcParland, SharonMelnic, AnisoaraMeyer, Sebastian A.Mizak, SzymonMohammed, AminaMukhyshbayeva, AizhanNavajas, JoaquinNeshevska, DraganaNiazi, Shehrbano JamaliNieves, Ana Elsa NietoNippold, FranziskaOberschulte, JuliaOtto, ThiagoPae, RiinuPanchelieva, TsvetelinaPark, Sun YoungPascu, Daria StefaniaPavlovic, IrenaPetrovic, Marija B.Popovic, DoraPrinz, Gerhard M.Rachev, Nikolay R.Ranc, PikaRazum, JosipRho, Christina EunRiitsalu, LeonoreRocca, FedericaRosenbaum, R. ShaynaRujimora, JamesRusyidi, BinahayatiRutherford, CharlotteSaid, RandSanguino, InesSarikaya, Ahmet KeremSay, NicolasSchuck, JakobShiels, MaryShir, YardenSievert, Elisabeth D. C.Soboleva, IrinaSolomonia, TinaSoni, SiddhantSoysal, IremStablum, FedericaSundström, FeliciaTang, XintongTavera, FeliceTaylor, JacquelineTebbe, Anna-LenaThommesen, Katrine KrabbeTobias-Webb, JulietteTodsen, Anna LouiseToscano, FilippoTran, TranTrinh, JasonTurati, AliceUeda, KoheiVacondio, MartinaVakhitov, VolodymyrValencia, Adrianna J.Van Reyn, ChiaraVenema, Tina A. G.Verra, Sanne E.Vintr, JachymVranka, Marek A.Wagner, LisaWu, XueXing, Ke YingXu, KailinXu, SonyaYamada, YukiYosifova, AleksandraZupan, ZoranaGarcia-Garzon, Eduardo
Source
Nature Human Behaviour. 6(10):1386-1397
Subject
Language
English
ISSN
2397-3374
Abstract
Economic inequality is associated with preferences for smaller, immediate gains over larger, delayed ones. Such temporal discounting may feed into rising global inequality, yet it is unclear whether it is a function of choice preferences or norms, or rather the absence of sufficient resources for immediate needs. It is also not clear whether these reflect true differences in choice patterns between income groups. We tested temporal discounting and five intertemporal choice anomalies using local currencies and value standards in 61 countries (N = 13,629). Across a diverse sample, we found consistent, robust rates of choice anomalies. Lower-income groups were not significantly different, but economic inequality and broader financial circumstances were clearly correlated with population choice patterns. Ruggeri et al. find in a study of 61 countries that temporal discounting patterns are globally generalizable. Worse financial environments, greater inequality and high inflation are associated with extreme or inconsistent long-term decisions.